Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Newbern is a town in Hale County, Alabama, United States. At the 2000 census the population was 231. It is part of the Tuscaloosa, Alabama Metropolitan Statistical Area. The town is home to the design-build Rural Studio of Auburn University's school of architecture, which aims to teach students about the social responsibilities of the profession of architecture while also providing safe, well-constructed and inspirational homes and buildings for poor communities in rural west Alabama.