Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Newton is a town in Dale County, Alabama, United States. At the 2000 census its population was 1,708. Once the county seat of Dale County, Newton lost this distinction to nearby Ozark in 1870, and is now a small farming community. The city currently forms a part of the Enterprise-Ozark micropolitan statistical area.