Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sheffield is a city in Colbert County, Alabama, United States, and is included in The Shoals MSA. As of the 2000 census, the population of the city is 9,652. Sheffield is the birthplace of notable attorney, actor, former senator and presidential contender Fred Thompson. It is also home to the Muscle Shoals Sound Studio where many popular twentieth century musicians recorded their work.