Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Westover is a town in Shelby County, Alabama, United States. It was officially incorporated on January 31, 2001 and had an estimated population of 961 in 2007. Westover is located along the U.S. Highway 280 corridor in the northeastern quadrant of Shelby County. It is approximately 20 miles south of Birmingham and is part of the Birmingham–Hoover Metropolitan Statistical Area.