Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Forest Lakes is a small unincorporated community in Coconino County in the northern part of the U.S. state of Arizona. It is located on the edge of the Mogollon Rim and is in close proximity to several recreational lakes within the Apache-Sitgreaves National Forest, and is named for such. Forest Lakes had previously been named Merzville.