Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kayenta is a census-designated place (CDP) which is part of the Navajo Nation and is in Navajo County, Arizona, United States. The population was 4,922 at the 2000 census. Kayenta is located immediately south of Monument Valley and contains a number of hotels and motels which service visitors to Monument Valley. Like other places within the Navajo Nation, it is illegal to serve alcohol. Arizona does not observe Daylight Time, however the Navajo reservation does. Kayenta Township is the only municipal-style government within the Navajo Nation. It is regarded as a political sub-division of the Navajo Nation. It is managed by a five-member elected town board, which hires the township manager. Kayenta is the name for the Chapter, as well as the township. Kayenta Chapter (a political division within the Navajo Nation that is analogous to a county within a state) encompasses land in both Utah and Arizona. Thus, the Navajo Nation's census figures for Kayenta Chapter are significantly different from those of Kayenta proper.