Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kirkland is an unincorporated community in central Yavapai County, Arizona, United States, near the Weaver Mountains. It lies along State Route 96 southwest of the city of Prescott, the county seat of Yavapai County. Its elevation is 3,930 feet (1,198 m), and it is located at 34°25′3″N 112°42′44″W / 34.4175°N 112.71222°W / 34.4175; -112.71222 (34.4175251, -112.7121218). Although Kirkland is unincorporated, it has a post office, with the ZIP code of 86332.