Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Yuma is a city in and the county seat of Yuma County, Arizona, United States. The population of the city was 77,515 at the 2000 census, with a 2008 Census Bureau estimated population of 90,041. Yuma is the principal city of the Yuma, Arizona Metropolitan Statistical Area, which consists of Yuma County. According to the United States Census Bureau, the 2008 estimated population of the Yuma MSA is 194,322, though more than 85,000 winter visitors make Yuma their winter residence.