Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Alma is a city in Crawford County in the western part of the U.S. state of Arkansas, along I-40 about 13 miles from the Oklahoma border. It was incorporated in 1874, with W. P. Brown as mayor. Stories vary on how the town was named. According to 2006 Census Bureau estimates, the population of Alma is 4,734, making it the sixth largest city in the Fort Smith, Arkansas-Oklahoma Metropolitan Statistical Area.