Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Havana is a city in Yell County, Arkansas, United States. The population was 392 at the 2000 census. It is part of the Russellville Micropolitan Statistical Area. Arkansas Scenic State Highway 309 leads from Havana to the top of Mount Magazine, home of Arkansas's newest State Park, and the highest peak in Arkansas. Havana is located between Booneville and Danville on State Highway 10. West of Havana lies Blue Mountain Lake, a US Army Corps of Engineers Lake, which provides recreational fishing, camping, swimming and boating. Havana is in the Petit Jean River Valley, with the Ouachita Mountain range to the south, and the Ozark Mountain range to the north. Mount Magazine to the north provides camping, cabins, a brand new 100 room (each with an incredible view) lodge, hiking, hang gliding and rock climbing. Havana is home to several small businesses, and the Western Yell County High School and Jr. High School Wolverines. The area is rural, covered with timber, pastures and row crop fields. Local industry centers on poultry, livestock and crops. Trucking businesses, garment production, poultry equipment supplies, and wood-working industries are also present. Natural Gas production has also increased dramatically since approximately 2004. Although small, the City of Havana provides city water, sewer and trash service to its residents, as well as a Rural Fire Department with several pumper, tanker and brush fire trucks. Just opened in January, 2008, was the Western Yell County Medical Clinic on Hwy 10 West, followed by a new High School which opened in December 2008.