Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Texarkana is the largest city and the county seat of Miller County, Arkansas, United States. It effectively functions as one half of a city which crosses a state line — the other half, the city of Texarkana, Texas, lies on the other side of State Line Avenue. According to 2006 Census Bureau estimates, the population of the city is 30,006, ranking it as the state's 13th largest city, behind West Memphis. The city, along with its Texas counterpart forms the core of the Texarkana, Texas–Texarkana, Arkansas Metropolitan Statistical Area, encompassing all of Bowie County, Texas and Miller County, Arkansas.