Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
West Point is a town in White County, Arkansas, United States. David Hamilton, 74, has been mayor "since 1972 except for two years he missed for cancer surgery," according to an article in the Searcy, Arkansas newspaper The Daily Citizen ("Mayors bring politics, leadership to ground level" by Warren Watkins, 27 January 2007). “My great-grandfather landed at West Point in 1865 from a steamboat, and homesteaded 160 acres (0.65 km) of land by building a log house,” Hamilton said. The same article gives the West Point population as 208. Incorporated in 1858, West Point marked its sesquicentennial in 2008. According to local legend, cited by the mayor, the town was in the running with Little Rock to be the site of the state capitol.