Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Angels Camp, also known as City of Angels and formerly Angel's Camp, Angels, Angels City, Carson's Creek, and Clearlake, is the only incorporated city in Calaveras County, California, United States. The population was 3,004 at the 2000 census. It lies at an elevation of 1378 feet. Mark Twain based his short story "The Celebrated Jumping Frog of Calaveras County" on a story he claimed he heard at the Angels Hotel. The event is commemorated with a Jumping Frog Jubileeeach May at the Calaveras County Fairgrounds, just east of the city. Because of this, Angels Camp is sometimes referred to as "Frogtown. " United States Ski Team member and two time Alpine skiing World Cup Downhill Champion Kyle Rasmussen lives in Angels Camp. The city is California Historical Landmark #287.