Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
The Town of Apple Valley is located in the Victor Valley of San Bernardino County, in the U.S. state of California. It was incorporated on November 14, 1988, and is one of the twenty-two incorporated municipalities in California that uses "town" in its name instead of "city. " As of 2006, the population was estimated to be 67,507. The town is 10 miles (20 km) east of neighboring Victorville, 37 miles (60 km) south of Barstow and 46 miles (74 km) north of San Bernardino through the Cajon Pass. Apple Valley is governed by a town council, whose current mayor is Peter Allan. The Mayor changes each December by a vote of the five-member Council. Apple Valley was home to Roy Rogers and Dale Evans, whose museum was first established in Apple Valley (in 1967) before the museum was relocated to Victorville in 1976. Since 2003, the museum has been in Branson, Missouri. The move was made in hopes of reaching more fans; however, the museum closed for financial reasons on December 12, 2009. Apple Valley is the final resting place for both Roy and Dale. There are reminders of the Rogers family everywhere including roads and highways. Roy and Dale created St. Hillary's Episcopal Church, founded a home for boys, and took in some 20-40 children and raised them as their own.