Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Aptos is a census-designated place (CDP) in Santa Cruz County, California, United States. The population was 9,396 at the 2000 census. Aptos is an unincorporated area of Santa Cruz county, consisting of several small communities. The combined population of the CDPs generally considered as parts of Aptos is around 25,000: Aptos Village, the main business and commerce center on the northwest side of Hwy 1, between State Park Drive and Rio Del Mar Blvd. Seacliff, northwest of Hwy 1, west of Spreckels drive Rio Del Mar, south of Hwy 1, east of Spreckels, down to near Seascape Blvd. Seascape, south west of Hwy 1 La Selva Beach, farthest southeast, also west of Hwy 1. Aptos Hills-Larkin Valley, Day Valley north/east of Hwy 1.