Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Artois (formerly, Germantown) is an unincorporated community in Glenn County, California. It is located 5 miles (8 km) north of Willows, at an elevation of 167 feet (51 m), in the northern Sacramento Valley of California. It is located on the former US Highway 99W, and is bypassed to the west by Interstate Highway 5. It is served by the California Northern Railroad, formerly the west Sacramento Valley line of the Southern Pacific Railroad. Its coordinates are approximately 39°37' N 122°12' W. The ZIP code for Artois is 95913, and its population (ZIP code area, 2000 census) is 209. The community is inside area code 530. The name stems from the ancient province in France where the method of boring artesian wells was first adopted. Artois was formerly named Germantown, and petitions to change the Germantown post office name were successful with Artois adopted on May 21, 1918. Local belief is that a World War I troop train stopped to water at Gemantown and a riot insued when the troops took offense at the name. The town was then renamed after the battles of Artois. The Germantown post office opened in 1877, and changed its name to 1918.