Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Banning is a city in Riverside County, California, United States. The population was 23,562 at the 2000 census. It is situated in the San Gorgonio Pass, also known as Banning Pass. It is named for Phineas Banning, stagecoach line owner and the "Father of the Port of Los Angeles. " Banning has a western neighbor, the city of Beaumont, which shares geographic and regional features. Beaumont has been rapidly growing in size and population since the 1980s. Both cities are about 100 miles east of downtown Los Angeles and 25 miles west of Palm Springs, each connected by freeway and railroad. City-owned Banning Municipal Airport,, has a 5,200-foot (1,600 m) runway. San Gorgonio Memorial Hospital is a General Acute Care Hospital in Banning with Basic Emergency Services as of 2005.