Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Burnt Ranch is a tiny unincorporated community in Trinity County, California of 325 people. It has a school and a post office. The ZIP Code is 95527. The community is inside area code 530. The novelist Bryan Malessa wrote The Flight while living at a remote ranch at the end of Friedrich Road (Forest Route 5N25), blocked by a gate.