Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Calpella is an unincorporated community in Mendocino County, California. It is located on the Russian River 6 miles (9.7 km) north of Ukiah, at an elevation of 682 feet (208 m). It is within the Ukiah Valley where U.S. Route 101 and State Route 20 intersect. The small town is the site of the Mendocino Redwood Company mill and offices, which controls ten percent of the private land in the county. Col. C.H. Veeder and James Pettus, Veeder's son-in-law, founded the town in 1858. For a time, it rivaled Ukiah in importance. The Calpella post office opened in 1860, closed in 1868, re-opened in 1872, discontinued for a time and moved in 1920. The ZIP Code is 95418. The community is inside area code 707.