Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Capitola is a city in Santa Cruz County, California, United States, on the coast of Monterey Bay. The population was 10,033 at the 2000 census. Founded as "Camp Capitola" by Samuel A. Hall in 1874, Capitola was named for the heroine of The Hidden Hand, a novel by the popular author E.D.E.N. Southworth, favored by Hall's daughter Lulu. Capitola is known as the oldest beach resort on the West Coast. Capitola is a popular tourist town because of its trendy shops and restaurants on the shore directly connecting to a fishing wharf and its large, sandy beach. Capitola lies west of the census-designated area of Aptos and east of the census-designated place of Live Oak.