Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Caspar is an unincorporated community in Mendocino County, California. It is located 4 miles (6.4 km) north of Mendocino, at an elevation of 82 feet (25 m). Caspar is located on the Pacific Ocean. In the Caspar area is the historic Point Cabrillo Light Station, which was built in 1909.