Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Concord (formerly, Drunken Indian and Todos Santos) is the largest city in Contra Costa County, California, USA, and the 202nd largest in the U.S. As of the 2000 census, the city had a total population of 121,780. Originally founded in 1869 as the community of Todos Santos by Salvio Pacheco, the name was changed to Concord within months. The city is a major regional suburban East Bay center within the San Jose/San Francisco Metropolitan Area, and is located just 31 miles (50 km) east of San Francisco.