Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Davis is a city in Yolo County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. According to estimates published by the US Census Bureau, the city had a total population of 62,724 in 2007 (60,308 in 2000). It is the largest city in Yolo County, and the 126th largest in the state, by population. Davis is known for its liberal politics, for having many bicycles and bike paths, and for the campus of the University of California, Davis. In 2006, Davis was ranked as the second most educated city (in terms of the percentage of residents with graduate degrees) in the United States by CNN Money Magazine, after Arlington, Virginia.