Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
El Macero is an unincorporated community just outside the city limits of Davis, California, USA, in Yolo County. Until 2006 it had a separate ZIP Code, 95618. In 2006, eastern and southern parts of Davis were added to the 95618 zone. Formerly, a separate post office served El Macero; this is now closed. El Macero was named for Bruce Mace, on whose land it was built. The community is in area code 530. It lies at an elevation of 36 feet (11 m). A golf course is in the community.