Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Firebaugh (formerly, Firebaugh's Ferry) is a city in Fresno County, California, United States. The population was 5,743 as of the 2000 census. ZIP Code for the community is 93622 and the city is located inside area code 559. Firebaugh is located on the west side of the San Joaquin River 38 miles (61 km) west of Fresno, at an elevation of 151 feet (46 m). Inside the city, a small commercial district includes the ubiquitous California Central Valley water tank painted with the city's name. State Route 33 (SR 33) runs through downtown just west of center. The San Joaquin Valley Railroad, West Side Subdivision, passes through downtown. Outside of city, the area is almost entirely agricultural land in all directions. Most fields of irrigated row crops along SR33 are feed crops such as alfalfa.