Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fresno is a city in California, USA, the county seat of Fresno County. As of 2010, the population was estimated at 505,479 and by 2020 it will have 590,797 residents. making it the fifth largest city in California, the largest inland city in California, and the 36th largest in the nation. Fresno is located in the center of the wide San Joaquin Valley of Central California, approximately 200 miles (322 km) north of Los Angeles and 170 miles (274 km) south of the state capital, Sacramento. The city is part of the Fresno-Clovis metropolitan area, which, with a population of 1,002,046, is the second largest metropolitan area in the Central Valley after Sacramento. The name Fresno is the Spanish language word for the ash tree and an ash leaf is featured on its flag.