Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Gilroy is the southernmost city in Santa Clara County, California, United States, and in the San Francisco Bay Area. The population was 41,464 at the 2000 census. Gilroy is well known for its garlic crop; the Gilroy Garlic Festival which occurs annually, featuring various garlicky foods including garlic ice cream. Gilroy also produces mushrooms in considerable quantity. Gilroy's nickname is "Garlic Capital of the World," although Gilroy does not lead the world in garlic production. While garlic is grown in Gilroy, its nickname comes from the fact that Gilroy Foods processes more garlic than any other factory in the world; most pickled, minced, and powdered garlic come from Gilroy. Approximately eight miles northeast of Gilroy, via Gilroy Hot Springs Road, lies the famous Victorian resort Gilroy Yamato Hot Springs, a California Historical Landmark. Gilroy also is home to the Gilroy Premium Outlets, a large shopping center consisting entirely of outlet stores. Long-time local landmarks include Gilroy Gardens Family Theme Park, formerly Treehaven, Hecker Pass... A Family Adventure, (a venue for corporate picnics and birthday parties). The park is located along California State Route 152 west of town. Past Gilroy Gardens on Highway 152 about twelve driving miles west of town is Mount Madonna County Park. Another large presence is the Gilroy Foods plant at 37°00′06″N 121°32′27″W / 37.00167°N 121.54083°W / 37.00167; -121.54083. Cattle, garlic, and strawberries, occupy acres toward Hollister and San Martin.