Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Half Moon Bay is a coastal city in San Mateo County, California, USA. Its population was 11,842 as of the 2000 census. Immediately at the north of Half Moon Bay is the Pillar Point Harbor and the unincorporated community of Princeton-by-the-Sea.