Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Happy Camp is an unincorporated community in Siskiyou County, California in the United States. The town of Happy Camp "The Heart of the Klamath" is located on State Route 96, about 70 miles west of Interstate 5 and 100 miles northeast of Willow Creek. The town of O'Brien, Oregon is accessible from Happy Camp (which is nearly 40 miles away). The shortest route to Oregon, over the Grey Back pass, is a seasonal summer road and is not cleared or maintained in snowy conditions. Check with the Forest Service located in town on SR 96, for road closure information.