Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hayward (formerly, Haywards, Haywards Station, and Haywood) is a city located in the East Bay in Alameda County. Hayward is the sixth largest city in the San Francisco Bay Area and is located on the Bay's eastern shore, sandwiched between San Leandro and Union City, at the eastern terminus of the San Mateo Bridge. The estimated population in 2010 was 151,300. Hayward will have a population of 171,800 by 2030 and bring in approximately 98,000 jobs new jobs. The former suburbs of Mt. Eden and Schafer Park have been incorporated into Hayward.