Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Holtville (formerly, Holton) is a city in Imperial County, California, United States. Holtville is located 10.5 miles (17 km) east of El Centro, The population was 5,612 at the 2000 census. It is part of the 'El Centro, California Metropolitan Statistical Area'. City officials believed the population doubled in the last 6 years by 2007. Holtville was famous in the 20th century with having the Imperial Valley Carrot Festival but was confused with the Coachella Valley from Bugs Bunny animated shorts in the 1940s when he reads the map seeking a Carrot Festival.