Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hornitos (formerly, Hornitas) is an unincorporated community in Mariposa County, California. It is located on Burns Creek 14 miles (23 km) south of Coulterville, at an elevation of 843 feet (257 m). The Hornitas post office opened in 1856, and changed its name to Hornitos in 1877. "Hornitos" means "little ovens" in Spanish.