Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Livingston is a city in Merced County, California. Livingston is located 7 miles (11 km) west-northwest of Atwater, at an elevation of 131 feet (40 m). According to the 2000 census, the city population was 10,473. As of 2008, the U. S. Census Bureau estimates the city population to be 13,400. Livingston's total area is 3.5 square miles, including undeveloped farmland annexed in anticipation of future growth.