Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Loleta (formerly, Swauger and Swauger's Station) is an unincorporated community in Humboldt County, California. It is located 5.5 miles (9 km) south of Fields Landing, at an elevation of 46 feet (14 m). Loleta is 15 miles south of Eureka. Most of the residents live in a central community. There are, however two separate Native American reservations on the rural outskirts of Table Bluff, California. The ZIP Code is 95551. The community is inside area code 707. The Swauger post office opened in 1888, changed its name to Loleta in 1898. The railroad reached here in 1883. The name Swauger honored Samuel A. Swauger, local landowner.