Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Los Osos is an unincorporated community located along the Pacific coast of San Luis Obispo County, California. The community is combined with Baywood Park to form the Census Designated Place of Baywood-Los Osos. The community is served by the 93402 and 93412 Zip Codes and area code 805.