Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Milford is an unincorporated community in Lassen County, California. It is located on Mill Creek 15 miles (24 km) south of Litchfield, at an elevation of 4222 feet (1287 m). The settlement began when Judson Dakin and J.C. Wemple opened a mill at the site in 1861. The first post office at Milford opened in 1864, and closed for a period during 1879.