Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Moss Landing (formerly, Moss) is a census-designated place (CDP) in Monterey County, California, United States. Moss Landing is located on the Pajaro Valley Consolidated Railroad 15 miles (24 km) north-northeast of Monterey, at an elevation of 10 feet (3 m). As of the 2005 census, the CDP population was 782. It is located on the shore of Monterey Bay, at the mouth of Elkhorn Slough, and at the head of the Monterey Canyon. It is home to the Moss Landing Marine Laboratories, a multi-campus research facility of the California State University; and the Monterey Bay Aquarium Research Institute, sister organization to the Monterey Bay Aquarium. Moss Landing's most notable landmark is the Moss Landing Power Plant. The natural gas plant, located at the intersection of State Route 1 and Dolan Road, produces 2,538 megawatts, is wholly owned by Dynegy, and is visible from Santa Cruz, California to the north and Monterey, California to the south on clear days. Moss Landing is also the location of the Moss Landing Marine Laboratories research facility, which is sponsored by seven California universities and offers a Masters of Science in marine science.