Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Mount Laguna is a small unincorporated community in San Diego County, California. It is located at 6,000 feet above sea level in a forest of Jeffrey pine, east of San Diego in the Laguna Mountains on the eastern edge of the Cleveland National Forest. The hamlet sits at the high point of a scenic drive on Sunrise Highway from Interstate 8 to Highway 79. Mount Laguna consists of a small general store, rustic lodge and cabins, local restaurant, rural post office, and campgrounds adjacent to the Pacific Crest Trail. The Laguna Mountain Recreation Area surrounds the village, and the visitor's center for the pine-covered area is located here. The mountain backcountry of San Diego County is high enough to receive snowfall in winter months, and the Mount Laguna region offers locally-unique winter recreation in the form of snow play, sledding, and cross country skiing for several days after larger storms. Although not officially counted, there are an estimated 80 citizens in Mount Laguna. The ZIP Code is 91948 and the community is inside area code 619.