Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oakley is a city in Contra Costa County, California, United States. The population was 33,250 at the 2006 Demographics Report as produced by the City. However, there have been population increases since the report was compiled. Oakley is part of the East Contra Costa Bicycle Plan, which has existing facilities in Oakley as well as plans for further expansion.