Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Orangevale is a census-designated place (CDP) in Sacramento County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 26,705 at the 2000 census. It is located approximately 25 miles (40 km) northeast of Sacramento. The community is known for its rolling hills that offer the best views of the Sierra Nevada mountain range, its foothills, and a rural environment in the middle of a growing metropolitan area. Some residential properties in the area are zoned to accommodate horses and orchards. It has a ZIP Code of 95662.