Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oroville (formerly, Ophir City) is the county seat of Butte County, California. The population was 13,004 at the 2000 census, and it is one of the faster growing towns in California, with an 11.9% increase in population from 2000 to June 2007. The national average population increase is less than one percent. The Berry Creek Rancheria of Maidu Indians of California is headquartered here.