Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Oxnard is the 121st largest city in the United States, 21st largest city in California and largest city in Ventura County, California by way of population. It is located at the western edge of the fertile Oxnard Plain, and is an important agricultural center, with its distinction as the strawberry and lima bean capital of California. Founded in 1903, it is home to nearly 200,000 citizens (192,997) and is the largest city in the Oxnard-Thousand Oaks-Ventura metropolitan area. The city is home to two large U.S. Navy bases. The Port of Hueneme is the busiest commercial port between Los Angeles and San Francisco. Oxnard is also a major transportation hub in Southern California, with Amtrak, Union Pacific, Metrolink, Greyhound, and Intercalifornia stopping in Oxnard. Oxnard also has a regional airport called Oxnard Airport (OXR).