Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pacific Grove is a coastal town in Monterey County, California, USA, with a total population of 15,522 as of the 2000 census. Pacific Grove is located between Point Pinos and Monterey, at an elevation of 151 feet (46 m). Pacific Grove is known for its Victorian homes, Asilomar State Beach, its artistic legacy and the annual migration of the Monarch butterflies. The city is endowed with more Victorian houses per capita than anywhere else in America; some of them have been turned into bed and breakfast inns. The city is also known as the location of the Point Pinos Lighthouse, the oldest continuously-operating lighthouse on the West Coast, Pacific Grove Museum of Natural History, located in the historic downtown, and the Stowitts Museum & Library. It is also known as John Denver's place of death.