Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Piedmont is a small affluent city in Alameda County, California, United States. It is surrounded by the city of Oakland. The population was 10,952 at the 2000 census. Piedmont was one of the "25 Top-Earning Towns" in CNN Money Magazine's list of 'The Best Places to Live in 2007, and was also named the "Best Place To Live" in the United States in 2007 by Forbes.