Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pinole (formerly also spelled Penole) is a city in Contra Costa County, California, United States. The population was 19,039 at the 2000 census. It is one of many small “bedroom communities” along the I-80 corridor in Western Contra Costa County. It is located about 20 miles (30 km) northeast of San Francisco, and approximately a half-hour drive (without traffic) from San Francisco. Neighboring towns are Richmond and San Pablo to the southwest, and Hercules to the northeast. The unincorporated area of El Sobrante lies to the south.