Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Point Reyes Station (formerly, Marin and Olema Station) is small unincorporated town located in western Marin County, California. Point Reyes Station is located 13 miles (21 km) south-southeast of Tomales, at an elevation of 39 feet (12 m). Point Reyes Station is located along State Route 1 and is a gateway to the Point Reyes National Seashore, an extremely popular national preserve. About 350 people live in the town. It is also the name of a census-designated place in northern California covering the unincorporated town and surrounding countryside, with a total CDP population of 818. The town is home to the region's weekly newspaper, The Point Reyes Light, which won the 1979 Pulitzer Prize for Public Service for its reporting on the now-defunct cult group Synanon. Now, under new ownership and editorial staff The Point Reyes Light has competition from the West Marin Citizen.