Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Poway is a city located in San Diego County, California. Originally an unincorporated community in San Diego County, Poway officially became a city in December 1980. Even though Poway lies geographically in the middle of San Diego County, most consider its relative location as north county inland. Poway's rural roots gave rise to its slogan "The City in the Country. " As of the 2000 census the city had a population of 48,044. The ZIP code is 92064. Poway is located at 32°58′12″N 117°2′19″W / 32.97°N 117.03861°W / 32.97; -117.03861 (32.969895, -117.038479). which lies north of the City of San Diego and south of the City of Escondido. Some nearby communities of San Diego include Rancho Bernardo, Scripps Ranch, Rancho Penasquitos, and in the county to the east, the community of Ramona. According to the United States Census Bureau, the city has a total area of 101.9 km² (39.3 mi²). 101.6 km² (39.2 mi²) of it is land and 0.3 km² (0.1 mi²) of it (0.25%) is water.