Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Prather is an unincorporated community in Fresno County, California. It is located 25 miles (40 km) northeast of Fresno, at an elevation of 1657 feet (505 m). The post office in Prather first opened in 1914, closed in 1935, re-opened in 1936, and moved in 1939. The name honors Joseph L. Prather who came to California in 1872 and whose ranch became the site of the town.