Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ravendale is an unincorporated community in Lassen County, California. It is located 7 miles (11 km) southeast of Termo, at an elevation of 5305 feet (1617 m). Almost exactly halfway between these two cities, Rand McNally shows 54 driving miles to Susanville and about the same distance to Alturas. The Ravendale post office opened in 1910, closed in 1920, and re-opened in 1921. Wired telephones in this area have telephone numbers following the pattern, 234-xxxx. There is some cellular telephone coverage from unknown providers. The availability of PCS and Nextel coverage is undetermined. The ZIP Code is 96123. There is a Ravendale Airport with the FAA identifier O39. Susanville District, Ravendale Resource Area, Bureau of Land Management operates a fire station here. The fire station transmitter call sign is KMC407. There is also a Ravendale Volunteer Fire Department according to the California Department of Forestry, Lassen-Modoc Ranger Unit 2005 annual report.