Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Richvale (also, Richland, Silbys Switch, Silsby) is a small farming community (estimated population 250) in Butte County, California, USA, south of Chico and west of Oroville. The primary crop grown in the area surrounding Richvale is rice, irrigated from the Oroville Dam on the Feather River. Several farmers in the area are known for organic farming. Richvale is located at 39° 29' 38" North, 121° 44' 41" West, 108 feet (33 m) above sea level. The ZIP Code is 95974. The community is inside area code 530.